The position is responsible for achievement of business growth objectives by ensuring implementation of Small Enterprise Banking strategic initiatives and capacity enhancement.
Key Responsibilities:
Support of Digital Lending initiatives including:
- Coordinate roll out of mobile lending solution to customers.
- Support in development of credit scoring solution.
- Development and commercialization of digital lending products.
Coordination of Loan Process reviews and initiatives:
- Undertake credit process reviews and implementation aimed at ensuring improved efficiency and turnaround time on loan processing.
- Coordinate full adoption of online credit origination process through EDMS.
- Ensure proper documentation of processes and lending guidelines.
Coordinate Implementation of Branch Credit Committee Lending
- Implement decentralized lending to all branches within the approved limits.
- Undertake training of the key branch staff on branch credit committee lending.
- Monitor the impact, performance and effectiveness of the credit committees. and offer appropriate support and recommendations.
- Ensure full compliance with policies and guidelines.
- Undertake automation of the branch credit committee lending through EDMS and credit scoring.
Training and Credit Skills Development
- Identify skills gaps among the micro bankers to enable planning for training.
- Development of training programme.
- Carry out training for key branch staff and branch managers to ensure skill-up on lending and credit management.
Credit Process Coordination
- Monitor and ensure TAT and SLAs with internal stakeholders are met
- Credit applications quality assurance to ensure reduced reworks and declines.
Key Performance Indicators:
- Loan portfolio size
- Loan portfolio quality (PAR)
- Value of deposits
- Number of accounts
- Nat Mobile sign Ups
- Staff Training
- Branch visits
Work Relationships:
Internal
- Divisional Heads
- Line Managers
Skills & Experience:
Essential
- Bachelor’s degree in Business related field
- Credit Management training
- 5 years’ experience in banking with skills in credit origination and analysis.
- Excellent skills in credit training and skills development.
- Proficient in digital and banking systems.
- Strong knowledge of Business banking products, services, procedures, and regulatory requirements.
- Risk management and assessment.
- Excellent customer service and interpersonal skills.
- Superior problem-solving, report writing and analytical ability.
- Demonstrated integrity and ethical standards.
Desirable
- Diploma in Microfinance
- CPA
How to Apply
Send your CV and application letter clearly indicating the position title on the subject line to: recruitment@nationalbank.co.ke by 21st February 2017.
Only shortlisted candidates will be contacted.
Send your application to : recruitment@nationalbank.co.ke
Application deadline : February 20th 2017